Digital Money at the Present Stage: Key Risks and Development Directionстатья из журнала
Аннотация: The article explores modern trends in the development of digital money. The purpose of the article is to identify and analyze the risks of digital money, and to study scientific approaches and tools for managing these risks. The authors use general scientific and special research methods, including comparative legal analysis and a systematization method, as well as methods of economic theory: positive analysis and scientific abstraction. The research highlights the strategic challenges and guidelines in the development of digital money in the Russian Federation and shows the difference and common features of digital and electronic money. Based on a comparative analysis of private and national digital money, we conclude that the digital money of Central Banks is more flexible and more reliable for consumers than private cryptocurrencies. We systematize the risks of digital money circulation at the micro, mezzo and macro levels, as well as identify the essential tools for managing them. The authors note that exogenous risk management tools are more typical for private cryptocurrencies, and endogenous tools will apply to digital money of central banks, in particular, the development of an appropriate configuration of Central Bank digital currency. The study may be useful for digital money users, as well as government agencies implementing policies and regulations on the issue and circulation of digital money in Russia.
Год издания: 2020
Авторы: О. И. Ларина, О М Акимов
Издательство: Finance University under the Government of the Russian Federation
Источник: Finance Theory and Practice
Ключевые слова: Economic and Technological Developments in Russia, Blockchain Technology Applications and Security, Security, Politics, and Digital Transformation
Другие ссылки: Finance Theory and Practice (PDF)
Finance Theory and Practice (HTML)
DOAJ (DOAJ: Directory of Open Access Journals) (HTML)
Finance Theory and Practice (HTML)
DOAJ (DOAJ: Directory of Open Access Journals) (HTML)
Открытый доступ: diamond
Том: 24
Выпуск: 4
Страницы: 18–30